Service Details

Types:

• Individual Health Insurance under Niramaya
• Group Health Insurance for Employees/Associates

Benefits:

• Provides cashless treatment for specified diseases in government and empaneled private hospitals
• Covers secondary and tertiary care for serious illnesses
• Reduces out-of-pocket medical expenses for families
• Simplifies claim process and ensures timely medical assistance
• Promotes financial protection for low-income and vulnerable groups

Eligibility:

• Individuals must be below 70 years of age (may vary by scheme)
• Should be resident of the state or district offering the scheme
• Enrollment may require proof of income, identity, and residence
• Certain pre-existing conditions may have restrictions or waiting periods
• Applicable to families, employees, or specific beneficiary groups depending on scheme rules

Government Fees: ₹250 for families with annual income below ₹15,000 and ₹500 for families with income above ₹15,000 per year

Important Note

• Coverage limits, premium or contribution, exclusions and claim conditions may change under the applicable scheme rules.
• Submission of an application does not guarantee enrolment or claim approval.
• Additional documents may be requested during verification.
• DocZee assists with documentation and application submission; enrolment and insurance benefits are subject to approval by the authorised scheme administrator.

Price Covers -Service + executive + admin + support: – end-to-end assistance including documentation, online uploads, portal management, expert consultation, printing and support from a dedicated relationship executive.

Note: Our service charges may vary depending on the specific requirements of each client. Prices are determined individually for every service based on scope, complexity, and customization needs. A detailed quotation will be provided after understanding your exact requirements.

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